End-to-End Solutions for Pet Insurers

While much of the pet insurance industry has embraced enriched, third-party data to improve risk models and identify additional factors, pet insurers have often lagged in adopting this technology. This includes struggling to validate the accuracy of the pet and the owner of the pet’s information being disclosed at the quotation stage, or at the inception of a new pet policy.

From risk assessment, and claims management to underwriting and pricing, CRIF has the market leading solutions to support your business.

Advanced validation tool for pet policy

Pet Check allows insurers to instantly verify pet’s details - including age, breed, sex, species, and pre-existing conditions - as well as their policy holders' claims history. It offers insights into potential risks based on claims frequency, costs, and outcomes to assess both high and low-risk behaviours.

Pet Check provides the ability to drill down to the fine details, enabling the underwriting team to validate and discuss the discrepancies found with the customer early in the policy lifecycle, thus ensuring the policy is underwritten according to the true risk involved.

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Pricing sophistication for pet policy premium

Pet Score enhances premium pricing sophistication by enabling insurers to assess pet insurance risk at a highly granular, micro‑geographic level. By integrating this additional data at the point of quote, insurers can move beyond traditional rating factors and price policies more accurately and competitively.

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The UK's Centralised Pet Insurance Claims Database

CACHE Pet, the UK's only centralised database for pet insurance claims. CRIF's platform empowers pet insurers to manage risk by creating a claims profile and history for any claimant, helping to effectively reduce fraud loss and improving customer perception and insurer reputation.

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