Optimising risk assessment and claims management

CACHE Home service enables insurers to contribute to and search the Home database while adhering to the principles of reciprocity set out by the MIB (Motor Insurers' Bureau), that is responsible for the management of the Claims and Underwriting Exchange Register (CUE Search) on behalf of insurers in the UK.

CACHE Home is fully adaptable to any business process requirement, allowing for ad-hoc database enquiries or claims record contribution.

Covered industries

Business People 25 400


CACHE, our comprehensive insurance bureau suite of services, can help you optimise claims management and automatically detect cases that require further investigation during the claims stage. The screening process can be enriched with additional datasets, including linked addresses, financial data, ID verification, and vehicle data, for even more comprehensive risk assessment.

CACHE Home Underwriting

CRIF CACHE Home Underwriting service is designed to work at points of sale (POS), providing the ability to automatically compare the number of claims reported by a subject against the number held in the CUE Home database. This streamlines the acceptance process needed to evaluate, refer, or decline an application at point of sale. By automating processes to check claims disclosure inconsistencies declared at policy inception, the service heavily reduces operational costs, maximises internal resources, and effectively helps insurers prevent and fight potential fraud at a very early stage.

Thanks to the complete and easy-to-use output, integration with any in-house underwriting system is made quick and easy. Users that wish to access the web browser solution will benefit from a user-friendly output based on a traffic light indicator.

Understand Improve Creditworthiness 600

Key benefits

Mitigating fraud

Helping insurers effectively prevent and fight potential fraud at a very early stage

For financial Institutions

Increasing policy premium quotation

By accurately assessing risk, you can price policies linked to the true risk involved and improve the quality of your business portfolio.

Optimising resources and costs

By identifying multiple and potentially fraudulent claims, you can reduce the manual effort and costs involved in confirming an individual’s claims history and apply a “no claims” discount at the underwriting stage.

Additional modules

Business People 8 400


As an additional module of CACHE, the CACHE Smart module allows insurers to enrich searches with linked addresses coming from a file of over 30 million records increasing the matching capability against the Claims and Underwriting Exchange Register database (CUE), which can then be integrated with specific anti-fraud models.

With CACHE Smart insurers can better assess risk and mitigate fraud by automatically identifying potential fraudulent cases.


As an additional module of CACHE, in one call the CACHE Plus product combines information on motor and personal injury claims related to road traffic accidents (RTAs) allowing insurers to identify and detect fraud.

CACHE Plus is an innovative insurance bureau suite of services that optimises claims history assessment to highlight the propensity of drivers to make personal injury claims as a result of a motor accident and identifies potentially fraudulent activity at all stages of the client lifecycle. With support from the Data Hub System, CACHE Plus screening process can be enriched with additional datasets such as linked addresses, financial data, ID verification, and vehicle data.

Business People 3 320

Other solutions

Credit Rating 1500


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Pet Insurance


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Esg Analytics 1500

CACHE Data Entry Assistant

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Identification Anti Fraud 1500


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Business Process Optimization 1500

Claims Portal

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Innovation Interconnect 1200

Vehicle Check

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